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American Dream Auto Protect vs Toco Warranty

Overview

Compare American Dream Auto Protect and Toco Warranty to find the best extended car warranty for your needs. See coverage, costs, and benefits side by side.

Compare American Dream Auto Protect and Toco Warranty to find the best extended car warranty for your needs. See coverage, costs, and benefits side by side.

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Your vehicle service contract, aka extended car warranty, varies from one provider to the next. When factory warranties expire, cover for expensive repair costs ensure consumers enjoy peace of mind. 

We compare two strong players in the extended warranty industry. Coverage depends on individual needs, vehicle age, and budget.

Toco vs American Dream Auto Protect

Some key  factors differentiating one service provider from another include mileage and vehicle age. Cover for newer cars costs less than coverage for older vehicles with high mileage.  

Your luxury or high-performance car will usually cost more to cover because of the expensive repairs and components. Comprehensive plans will set you back more than your basic coverage. Find out the finer details when getting coverage to avoid disappointment.

American Dream Auto Protect vs Toco Warranty: A Detailed Comparison

Compare Plans Between American Dream & Toco At The Table Below

American Dream Warranty Offers 3 Types of Warranties

Silver Plan - Basic Powertrain warranty for engine transmission, cooling, and electrical parts. Other components covered include drive axle, brakes, and fuel delivery. This plan is perfect for the budget conscious.

Gold Plan - Comprehensive cover for key Powertrain systems. The Gold Plan covers components like transmission and engine. Other parts covered are electrical components, drive axle, brakes, fuel delivery, and steering coverage. 

This is the middle coverage plan between the Silver and Platinum plan. It has all the coverage options of the Silver plan with additional vehicle protection. One addition is the steering system.

Platinum Plan - This is the highest cover American Dream Auto Protect offers. Bumper-to-bumper coverage covers all parts from the front bumper to the rear bumper. All components, bar the actual bumper.

Toco Warranty Plans - One Policy, Four Levels of Coverage

Green Level (200,000 to 250,000 miles) - This is the most basic level of coverage. Any car with less than 200,000 miles on the odometer qualifies for cover. This cover has a 250,000 mile limit. It excludes cooling and air conditioning. 

Key components include the drive axle and engine. It also covers the four-wheel-drive transfer case and turbo/supercharger. Toco’s Green Level plans protect  hybrid vehicles.

Blue Level (150,000 to 200,000 miles) - Provides Powertrain coverage and other basic systems. The cover includes air conditioning, fuel systems, and many electrical parts. This plan excludes repairs on steering, brakes, and suspension. It also excludes high-tech parts.

Yellow Level (100,000 to 150,000 miles) - Covers many parts of your vehicle. This includes the engine, transmission, and drive axle. Other key parts covered include turbo/supercharger, electrical components, fuel system, and more.

Orange Level (0 to 100,000 miles) - This plan covers all major systems. Just like the original manufacturer’s warranty. This exclusionary vehicle warranty will list parts not covered instead of parts covered. Perfect for cars that have clocked up less than 100,000 miles.

Both vehicle service contract providers exclude wear and tear parts. These include tires, upholstery, glass, and batteries.

Compare Benefits Offered By Toco & Dream Auto Protect

American Dream Auto Protect
Benefits Include
Toco Warranty benefits include
  • Auto accident repair rebates
  • Key fob replacement for damaged or lost key fobs
  • Rental car reimbursements – $30 / day or $150 per repair
  • Trip interruption – $150 / day for 3 days (≤ 100 mi from home)
  • Tire replacement and repair
  • Total-loss replacement assistance
  • 24 / 7 customer service
  • Rental cars – up to $40 per 4 hrs labour (max $200 / repair)
  • Roadside assistance – fuel, towing (15 mi), jump-starts, tire repair
  • Trip interruption – hotel/restaurant up to $100 / day for 3 days (≤ 100 mi)

More About American Dream Auto Protect

Repair and replacement costs are continuously rising. American Dream Auto Protect helps consumers pay for these high vehicle expenses. Vehicle owners enjoy many benefits and a plethora of coverage plans from this top car warranty company.

American Dream Auto Protect has a deductible of $125 and an activation fee of $20. You can get a discount for multiple vehicles when signing up for two or more cars.

Waiting periods are 90 days/ 1,000 miles before coverage plans begin. There is also a limit of liabilityof $15,000. Each visit requires a deductible payment. Deductible amounts are $100 if not included on your schedule.

Positive Aspects of American Dream Auto Protect (The Good Stuff)

Choose from a wide range of certified in-network certified mechanics. Any AWEE-certified mechanic qualifies to carry out repairs on your vehicle.

American Dream Auto Protect Provider Benefits 

American Dream Auto Protect offers extra features and benefits. This makes the extended warranty company stand out! 

The following benefits are available to American Dream Auto customers:

Negative Aspects Of American Dream Auto Protect (The Bad Stuff)

Pricing Not Disclosed

American Dream clients can customize their vehicle service contracts. On the negative side, American Dream Auto Protect does not disclose its monthly costs. Interested parties requiring prices on vehicle service contracts need to request an individual quote.

Restrictions On Vehicle Makes And Models

American Dream Auto Protect won’t cover all cars. There are restrictions on some cars. Cars older than 2007 do not qualify for any American Dream Auto Protect plans.

In Conclusion 

American Dream Auto Protect offers peace of mind, offering consumers cover for out-of-pocket repairs. They offer a wide range of coverage plans and many benefits.

Although American Dream Auto Protect provides many coverage plans, interested consumers need to request a quote. There are restrictions on some cars and models.

Reviews - American Dream Auto Protect 

Most American Dream Auto Protect reviews are positive. Many customers mention that the signup process is straightforward. Most consumers like the thorough coverage options.

More About Toco Warranty

Award-winning Toco walked away with several prizes in recent years. The 2021 Stevie Awards for Customer Service Training is one such prize.

Other awards include the 2023 Gold Stevie Award and the 2022 Silver Stevie award for incentive/ provider of the year. 

Positive Aspects of Toco Warranty Coverage (The Good Stuff)

Consumers can select plans from a wide range of vehicle service contract levels. Plans include mileage limits and coverage options. Toco is well-known in the industry for its great customer service and excellent benefits.

Negative Aspects Of Toco Warranty Plans (The Bad Stuff)

In Conclusion

Toco’s month-to-month options are one standout feature that sets this service provider apart from all others. A pay-as-you-go option is perfect for the budget-conscious consumer. 

Toco has a solid reputation in the extended warranty realm. The coverage benefits compare favorably, or better, than other contenders. 

A commitment to customer service exceeds that of many third-party service providers. 

Get a free online consultation for a user-friendly experience. 

Reviews - Toco Warranty

Professionalism and excellent customer service result in overwhelmingly positive feedback from consumers- positive feedback from Toco’s customers

American Dream Auto Protect vs Toco Warranty. Which One Is For You?

Get peace of mind with the right automobile coverage plans. Do you want  a month-to-month payment option, or do you prefer to choose cover from a multitude of plans? Both American Dream Auto Protect and Toco Warranty have plans to fit all budgets and needs. It is a question of choice.