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Toco
BBB Rating
Insurance Backing & Rating
AAM Best Financial Strength Rating
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Headquarters
7324 Southwest Fwy Ste 1900, Houston, TX 77074
About
Toco Warranty offers flexible, mileage-based vehicle service contracts with no upfront costs and monthly payment options. Designed for everyday drivers, Toco provides comprehensive breakdown coverage along with perks like roadside assistance and rental car reimbursement—all accessible through any ASE-certified repair shop.
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Customer Review
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Chaiz Transparency
Reflecting Chaiz's own assessment of each provider's transparency, plan quality, certification status.
Business Reliability
Incorporating BBB status, letter rating, complaints history, years in business and financial backing + strength.
Roadside Assistance
Call (855)-298-8626 for Roadside Assistance
Included in every plan.
Coverage Limits
Mileage & Vehicle Age
Toco provides coverage for vehicles of up to 250,000 miles on the odometer.
Pre-Exisiting Conditions
Similar to insurance, vehicle service contracts only cover future mechanical issues — not pre-existing conditions. Securing coverage before problems arise ensures you're protected when it matters most.
Cancel or Transfer a Plan
Cancelations
Pro-Rated refunds are based of time and mileage not used, as well as the state cancel fee.
Transfer a Plan
Yes, with a small fee depending on the state.
Frequently Asked Questions
Are there waiting periods before coverage starts?
Yes there is a 30-day and 1,000-mile waiting period.
Can I take my car to any repair shop?
Yes, you can use any ASE-certified repair shop.
Do I have to pay any costs upfront?
No, Toco pays the dealer or shop directly. Only thing you are responsible for is your deductible.
Are there mileage or age limits?
Yes, Toco provides coverage for vehicles of up to 250,000 miles on the odometer.
Glossary
Deductible
The amount you pay before coverage applies. Toco standard deductible: $100 per visit.
Extended Warranty
Often used interchangeably with Vehicle Service Contracts (VSCs), extended warranties offer additional coverage for vehicle repairs—usually beyond the duration of the manufacturer's warranty that comes with new vehicle purchases.
Vehicle Service Contract (VSC)
The contract that covers the cost of repairs and breakdowns.
Exclusion
Repairs or parts not covered.