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FAQ

About

GWC Warranty

GWC Warranty, founded in 1995, is a leading provider of vehicle service contracts in the United States. Backed by American Bankers Insurance Company (A‑rated by AM Best), GWC offers coverage for a wide range of vehicles, including cars, trucks, and SUVs.

Coverage Plans

Highlights

Founded in 1995, GWC Warranty has provided vehicle service contracts to over 1.5 million drivers across the U.S
GWC covers vehicles up to 20 years of age and 200,000 miles on the odometer

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Compare Plans from GWC Warranty*

Plan	Coverage	Features
Exclusionary	Best	Best Coverage plans offer optimal coverage and maximum peace of mind
Comprehensive	Best	Best Coverage plans offer optimal coverage and maximum peace of mind
Essential	Basic Plus	Basic Plus plans cover critical parts and selected adjacent systems
Powertrain Plus	Basic	Basic plans cover essential parts that power your car

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*Coverage availability is indicative and may vary based on additional factors including but not limited to your car’s make, model, and year.

Optional Add-ons

Rideshare

Covers private and business vehicles used for rideshare services

Luxury Electronics

Covers select high-end electronic systems

Commercial Use

Vehicles licensed or used for business purposes and registered to a business (e.g. fleet vehicles), including delivery services, rideshare or a contractor

Enhanced Technology

Covers a wider array of modern and more exotic electronic parts of various engine, drivetrain and other assemblies of the vehicle

Add-on availability is indicative and may vary based on factors including but not limited to your selected plan as well as you car’s make, model, and year.

Claims

How to file a Claim

Repair Facility- Start your claim by calling customer service on (800)-482-7357 or visit GWC Service Map to find a repair facility near you.
‍Claims Description – Have the repair facility contact GWC and provide them with an estimate of the repair costs.
‍Cost Allocation – Repairs only begin after authorization. GWC warranty pays the repair shop directly, you are only responsible for your deductible and non-covered items.‍
Pick up your repaired car – Once the work is done, collect your car and get back on the road.

Coverage Limits

Mileage & Vehicle Age

GWC covers vehicles up to 20 years of age and 200,000 miles on the odometer.

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Limit of Liability

Specific limits vary by contract; details provided in individual agreements.

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Branded Titles and Salvage Titles

Coverage for salvage or rebuilt titles is not available.

Cancelations & Transfer a Plan

Cancelations

A full refund is provided if the contract is cancelled within 30 days.

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Transfer a Plan

Yes, with a small fee depending on the state and plan.

Roadside Assistance

Call (866)‑404‑4499 for Roadside Assistance.

Included in most plans.

Frequently Asked Questions

Are there waiting periods before coverage starts?

Yes 30 days/1,000 miles.

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Can I take my car to any repair shop?

Yes, as long as they are ASE-certified.

Do I have to pay any costs upfront?

No, GWC warranty pays the dealer or shop directly. Only thing you are responsible for is your deductible.

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Are there mileage or age limits?

GWC covers vehicles up to 20 years of age and 200,000 miles on the odometer.

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Glossary

Deductible 

The amount customer is responsible for per claim.

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Extended Warranty 

Often used interchangeably with Vehicle Service Contracts (VSCs), extended warranties offer additional coverage for vehicle repairs—usually beyond the duration of the manufacturer's warranty that comes with new vehicle purchases.

Vehicle Service Contract (VSC) 

The contract that covers the cost of repairs and breakdowns.

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Exclusion

Repairs or parts not covered.

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