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Carshield
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N/A
Not reviewed by Chaiz

A+

BBB Accredited

4 complaints in the last 12 months

Verified Partner
Not Certified

20years in business

Insurance Backing & Rating

Backed by industry‑rated administrators

States
Headquarters

330 Mid Rivers Mall Dr, St. Peters, MO 63376

About

Carshield

CarShield markets service contracts that pay for unexpected mechanical breakdowns after the factory warranty expires. Plans are customizable, include roadside assistance, and can cover vehicles up to 300,000 miles.

Coverage Plans

Highlights

  • No yearly mileage limits. They cover you up to 300,000 miles.
  • Low deductibles.

Optional Add-ons

Claims

How to file a Claim

  1. Take your vehicle to an ASE‑certified repair facility.
  2. Have the shop call CarShield claims at (800)‑859‑9923 before work begins.
  3. Upon approval, authorized repairs are paid directly to the shop. You pay only your deductible and any non‑covered items.
  4. Pick up your vehicle and get back on the road.

Coverage Limits

Limit of Liability

The aggregate limit per contract term will not exceed the vehicle's Average Retail Value as determined by a current NADA guide. Certain high‑cost repairs (e.g., engine, transmission) may have individual caps as outlined in each plan.

Contracts exclude pre‑existing conditions and require prior authorization.

Cancelations & Transfer a Plan

Cancelations

You can cancel your plan at any time. Refund policies may vary; specific terms are outlined in individual contracts.

Transfer a Plan

Service contracts are fully transferable to new owners, enhancing vehicle resale value.

Roadside Assistance

Frequently Asked Questions

Are there waiting periods before coverage starts?

There is no waiting period.

Can I take my car to any repair shop?

Yes, as long as they are ASE-certified.

Do I have to pay any costs upfront?

No, CarShield® pays the dealer or shop directly. Only thing you are responsible for is your deductible.

Are there mileage or age limits?

Yes, CarShield® covers you up to 300,000 miles.

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Glossary

Deductible


The amount customer is responsible for per claim.

Extended Warranty


Often used interchangeably with Vehicle Service Contracts (VSCs), extended warranties offer additional coverage for vehicle repairs—usually beyond the duration of the manufacturer's warranty that comes with new vehicle purchases.

Vehicle Service Contract (VSC)


The contract that covers the cost of repairs and breakdowns.

Exclusion

Repairs or parts not covered.

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