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What Does CarShield Not Cover? A Complete Breakdown

Overview

Find out what CarShield doesn’t cover, including wear-and-tear parts, maintenance, and exclusions. Get the full breakdown before you buy.

Find out what CarShield doesn’t cover, including wear-and-tear parts, maintenance, and exclusions. Get the full breakdown before you buy.

What Does CarShield Not Cover? Is CarShield Worth The Money?

No two car extended warranty service providers are the same. Each provider differs from the next. Some are transparent and upfront about their services and products. Yet there are others that have given the VSC industry a bad rap. Smart scammers make it difficult to differentiate between the two!

How Much Do CarShield Premiums Cost? 

CarShield vehicle service contracts range from $149 to $169. A CarShield deductible depends on the type of coverage plan you choose. You pay anything from $100 to $500 depending on the type of cover and plan you choose.

But, Is CarShield Good?

According to the Car Talk experts, CarShield scores 2 out of 5 stars. This rating results from customer reviews and warnings from the Better Business Bureau.

But, CarShield plans are affordable, although they come with very real drawbacks. 

CarShield Review

"In our very extensive research, Car Talk experts found a few things about CarShield that make us take a step back and recommend proceeding with caution. Many of their reviews and ratings are troubling."

Because of this, CarShield garnered only 2.0 of 5.0 stars and a Golden Wrench flat tire.

We Unpack the Good & The Bad. Is CarShield a Good Company?

CarShield premiums are affordable. The company remains the first choice for many automobile owners. If you are in the market for extended warranties, do your homework. 

CarShield offers excellent pricing and remains a very popular choice in the industry. Anyone buying an extended warranty or vehicle service contract should do as much research as possible. Read reviews and ratings and scrutinize your contract before signing anything.

CarShield Mileage Limit

CarShield covers cars up to 300,000 miles. This is one of the largest limits offered by extended warranty coverage companies. 

Choose from 8 plans when your factory guarantee expires. The Car Shield deductible amount depends on the plan and coverage you choose.

Diamond Plan

CarShield’s Diamond plan offers the most comprehensive cover. This plan is not dissimilar to a manufacturer’s guarantee. The Diamond plan covers nearly every part of your vehicle. Higher premiums = top-notch coverage.

Platinum Plan

High-mileage vehicles enjoy excellent coverage with the CarShield Platinum Plan. Pre-owned vehicles and cars approaching the expiry date of the factory guarantee will benefit from the Platinum plan. There are no mileage limits with this cover.

Some parts covered by this plan are the drive axle, transmission, and most engine parts.

CarShield Gold Plan

The CarShield company also calls the CarShield Gold plan the Powertrain Plus Coverage plan. High mileage vehicles benefit from this coverage. 

CarShield Gold Select Plan

The CarShield Gold Select plan is the same as the Gold Plan, with a couple of exceptions.The difference is there is no cover for the fuel pump and the fuel injector.   

CarShield Silver Coverage Plan

The Silver plan is the most economical coverage offered by CarShield. CarShield’s Silver plan covers your car's major parts. It is like your Powertrain plan that your factory warranty offers new vehicles. You get cover for all lubricated engine parts, transmission, and water pump.

CarShield Aluminum Plan

Get cover for your vehicle’s high-tech components. This plan does not cover the Powertrain parts of your car.

CarShield Motorcycle and ATV Plan 

Motorcyclists enjoy peace of mind with CarShield’s Motorcycle and ATV cover. ATVs, also known as all-terrain vehicles, are trending with outdoor enthusiasts. Cover for these vehicles has become necessary.

CarShield Electric Vehicle Cover

CarShield’s Electric Vehicle plan covers key components of electric cars. Examples are the electric drive unit, A/C, and battery pack. CarShield limits battery cover to $6000.

CarShield Shield Select Program

Motorists often ask “does CarShield cover windshield replacement”? The Shield Select Program offers roadside assistance, windshield protection, and road tire protection.

What Repairs Does CarShield Cover?

Common questions asked by customers looking for extended warranties include: does Car Shield cover transmission, alternators, and batteries? Does Car Shield cover brakes and pay for engine replacement? We break it down for you at the following table:

Repairs Covered by CarShield Plans

Type of Repair Aluminum Plan Silver Plan Gold Plan Platinum Plan
ACYesNoYesYes
AlternatorYesNoYesYes
BrakesYesNoNoYes
Drive axleNoYesYesYes
ElectricalYesNoNoYes
EngineNoYesYesYes
Factory audioYesNoNoYes
Fuel deliveryYesNoYesYes
Fuel injectorNoNoYesYes
Fuel pumpNoNoYesYes
GPS/NaviYesNoNoYes
Instrument clusterYesNoNoYes
Power windowsYesNoYesYes
RadiatorYesNoYesYes
StarterYesNoYesYes
SteeringYesNoNoYes
SuspensionYesNoNoYes
Transfer caseNoYesYesYes
TransmissionNoYesYesYes
Water pumpYesYesYesYes
Wiring harnessYesNoNoNo

Source- Wallethub

What Does CarShield Not Cover?

CarShield does not cover repairs by unauthorized technicians and repair shops. These are usually unregistered technicians and repair shops. Find a licensed repair shop or technician registered by the National Institute for Automotive Service Excellence (ASE®).

CarShield does not cover shocks, rubber hoses, and brake pads. These are some of the wear and tear parts not covered by CarShield plans.

Here’s a list of all the items that are not covered by your CarShield vehicle service contract.

Exclusions are:

Other CarShield Exclusions To Be Aware Of Include:

Wear and tear items not covered by extended warranties:

Routine maintenance

Non-mechanical and cosmetic issues

Damages resulting from misuse and neglect

Some high-tech and specialty parts

Some CarShield plans might not cover infotainment systems, key fobs or navigation systems

Read Your Contract Carefully to Avoid Disappointment

Most reputable service providers have these exclusions, although plans and companies will vary from one to the next.

CarShield plans do not cover your deductible.

It is smart to scrutinize your CarShield contract from start to finish. Read everything carefully, including the small print. This way, you will know exactly what to expect.

The difference is in the finer details. Every plan is unique. Be sure to know what your CarShield plan won’t cover.

Attractive Perks You Get With Your CarShield Plan:

Some attractive perks you get with CarShield plans:

24-hour roadside assistance. Some features include lockout services and towing. Others are jump-starts and fluid and fuel delivery.

Rental car benefits. Get reimbursed for car rental while yours is in the shop.

Use the repair facility or technician of your choice, provided they are ASE-licensed.

If you experience a breakdown far from home, you get trip interruption benefits. These include accommodation and food if you break down 100 + miles from home!

To Conclude. It Is Smart to Know What Your CarShield Plan Offers:

Learn more about the warranties and what’s not covered by your CarShield plan today. Don’t get caught out because of the small print.