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Explore expert insights on what does bumper-to-bumper cover? to drive smarter and stay informed.
Explore expert insights on what does bumper-to-bumper cover? to drive smarter and stay informed.
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A bumper-to-bumper car insurance plan is a vehicle warranty providing comprehensive cover for most parts of a vehicle. Parts covered by your bumper-to-bumper insurance are from the front to the back bumper. And everything in-between. Except for the bumper. The period covered is for a specified time or mileage limit. Whichever comes first. Your new car purchase usually includes a bumper-to-bumper car warranty.
When you buy a new car it has bumper-to-bumper insurance coverage included in the sales price. Your bumper to bumper insurance is the manufacturer’s promise to you, the consumer. This will ensure your purchase is in perfect working condition when it leaves the floor.
A comprehensive coverage plan offers coverage options. These usually include rust and corrosion protection and roadside assistance. Make enquiries to find out more about these add-on options.
Some information you might find useful, and how long your warranty will last:
A standard bumper-to-bumper car warranty is 3 years/ 36 000 miles. Depending on which comes first. But, dealerships are offering anything from 5 and six years/ 36 000 miles, and more.
A factory warranty supports the vehicle brand, its reliability, and ratings. Reliable car brands usually go hand-in-glove with longer warranty cover plans. Your factory warranty covers major mechanical breakdowns. Reading the small print on your contract will spell out which components are covered. And under what circumstances you'll get cover.
Ensure you have coverage for unexpected, expensive repairs once your factory warranty expires. Investing in a vehicle service contract will prevent those out-of-pocket expensive surprises. Enjoy peace of mind with the right cover.
Bumper to bumper insurance covers any repair from the back to the front of your vehicle. Your Powertrain warranty, although it functions in affiliation with your bumper to bumper plan, plays a different role. The Powertrain warranty covers the transmission and drivetrain of your vehicle.
Your warranty cover will not pay for body panels (this includes the bumper), accidental damage, and brake lights. The fine print will list which repair shops you can frequent.
The manufacturer’s warranty usually offers cover for:
Your vehicle should have a regular service. Your factory warranty will stipulate which repair shops to use. It all depends on the contract. Be sure to keep your receipts for proof.
A vehicle service contract is an extended warranty when your bumper-to-bumper plan expires. Your vehicle service contract will take care of unexpected expensive repairs. These could leave you out of pocket when not budgeted for.
Most insurers allow multiple claims and claim settlements. Some might impose limitations on bumper-to-bumper warranty claims. Read the fine print.
The length of a comprehensive factory warranty depends on the individual manufacturer. It could vary from 3 to 6 years.
Bumper-to-bumper insurance is usually available for new cars. Plans are available from 3 to 5 years, depending on the insurer. Most new vehicle limited warranties are 3 years/36 000 miles, and 5 years/60 000 miles.
What happens when I buy a pre-owned vehicle? What guarantee will I have that my purchase comes with a warranty? Is there an option for bumper-to-bumper warranties for used cars? The short answer is yes!
Used-car warranties are service contracts that cover the repair of specific components. You get financial protection against those unexpected expensive repairs. Used car warranties vary in both duration and coverage.
Your used car warranty could differ from a new-car warranty. The reason is that the chances are higher for claiming than for a new vehicle. It is important to understand the terms and conditions of a used car warranty. What the limitations and deductibles are.
Coverage depends on how many miles your car has on the clock and how old your vehicle is. Used car warranties still offer many benefits which could save against unexpected costs.
Used car warranties come in a wide range of offerings. These vary from manufactured certified pre-owned plans (CPO) to 3rd party insurance. Your CPO manufacturer’s warranty is usually the most powerful option. The reason is that inspection of the car is vigorous before coverage is issued.
Several types of warranties are available. We unpack some of these:
Bumper-to-bumper warranties offer cover for a greater number of parts. More than your Powertrain warranty. Your used car bumper-to-bumper plan doesn’t cover wear-and-tear parts. It does not cover general maintenance.
The focus of a used car drivetrain warranty is on the vehicle transmission, driveshaft,and affiliated components.
Your used car Powertrain warranty will cover the important parts of your car. Your Powertrain warranty does not cover as many parts as your bumper-to-bumper warranty. It is longer than your bumper-to-bumper plan, and also costs less.
Factor the age of the vehicle, condition and mileage when tallying up the costs. A used car warranty can soften the financial blow of costly repairs.This especially applies if the vehicle has a history of unreliability.
