Toyota 4 Runner Warranty Options

Are you considering an extended warranty for your Toyota?

We are going to explore all the Toyota 4Runner warranty options. From the factory warranty all the way to the vehicle service contracts from third-party providers. All of these options are great but not all are the best option for everyone. So let’s jump into what all of it means and look at the benefits of each. 

What are the Toyota 4Runner warranty options?

The first option for a Toyota 4Runner warranty is the factory warranty. This is obtained at the original purchase of the vehicle. Once the factory warranty ends, you will need to get coverage for mechanical breakdowns or take on the costs out of pocket when repairs are needed. For extended auto protection, you can go with the Toyota extended car warranty or a vehicle service contract.

Toyota Manufacturer Warranty

The Toyota warranty plan is divided into three tiers; Powertrain, Gold, and Platinum. All of these cover the essential parts that make up your powertrain; engine, transmission, axles, and hybrid/alternative fuels. 

The Powertrain coverage has no flexible terms and runs for 6 years or 100,000 miles, depending on which is reached first. You will only be covered for the essential parts of your car under this basic plan. According to the terms and conditions, a mechanical breakdown will be covered for the engine, transmission, and axles. 

If you are looking for more coverage with a bit of flexibility in its terms, then the Gold plan is likely your best option. Terms may vary between 3 years or 50,000 miles up to 8 years or 125,000 miles. The parts covered are those under the powertrain warranty as well as limited coverage of the following:

• Suspension
• Steering
• Fuel system
• Cooling system
• AC
• Brakes
• Electrical
• Electronics

Last on the tiers is the Platinum plan. The most comprehensive plan that Toyota offers. All the components listed under the Powertrain and Gold plans are covered with minimal exclusions. While also offering the most flexibility in terms, of ranging from 3 years or 50,000 miles to 10 years or 125,000 miles.

Toyota Manufacturer Extended Warranty

Toyota supplies extended warranty plans for used vehicles. They cover the above-mentioned parts and are available under the same tiers. The biggest difference is the terms of each plan. 

• Platinum: 5 years or 60,000 miles
• Gold: 5 years or 60,000 miles
• Powertrain: 2 years or 24,000 miles

Toyota 4Runner Vehicle Service Contract 

Third-party providers typically offer plans that range over three tiers. Many come with added benefits that are excluded from the Toyota manufacturer’s extended warranty. Benefits include

• 24/7 roadside assistance
• Towing services
• Fuel delivery services. 

Parts covered by third-party providers include the parts listed under the manufacturer's warranties. Each plan offers great terms that range from 3 to 5 years or 36,000 to 100,000 miles.

A vehicle service contract for a Toyota 4Runner 2017 model with around 63,150 miles on the odometer will have these approximate costs:

• Powertrain plan: 5 years / 100,000 miles for $53 per month
• Powertrain Plus plan: 3 years / 50,000 miles for $64 per month
• Most Comprehensive plan: 3 years / 50,000 miles for $81 per month

Is a Toyota Extended Warranty Worth it?

The cost of repairing a Toyota can range between $200 and $4,500, depending on the extent of the damage. Mechanical breakdowns often happen sporadically. So unless you have the option to keep upwards of $1000 for unforeseen auto repairs, then yes, an extended car warranty is worth it. 

Regardless of whether you land up choosing the factory extended warranty or a vehicle service contract, it is likely a good idea. Take some time to research and evaluate which option is best for your needs. 

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