Discover how pairing the right auto-insurance policy with an extended car warranty can slash repair and accident costs.
Discover how pairing the right auto-insurance policy with an extended car warranty can slash repair and accident costs.
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Chaiz is the other half of a smart savings stack. The reason for its successful outcome is due to cost savings. It is time to save on car ownership by pairing cheap car insurance with a vehicle service contract.
One car, two enormous risks including repairs and accidents. How to find the cheapest way to protect your car from out-of-pocket expenses? Comparing insurance and vehicle service contract quotes online should paint a clear picture. The total protection gap many drivers overlook is a click away.
The fundamental difference between car insurance and an extended warranty is in the type of risks they address. Car insurance protects your vehicle from losses resulting from external eventualities. An extended warranty covers car repairs.
Both car insurance and extended warranties act as a buffer against financial risks.
Car insurance covers damages resulting from theft, accidents, and other eventualities.
Your car insurance covers liability and injuries to third parties. Consumers enjoy coverage ranging from the most basic plans to more comprehensive options.
Your vehicle service contract (extended warranty) protects your vehicle against mechanical and electrical breakdowns. Car owners usually buy an extended warranty after the manufacturer’s warranty expires. The length of the manufacturer’s warranty differs from one manufacturer to the next.
Mechanical breakdown insurance differs from extended warranty cover. Mechanical breakdown insurance is coverage you buy from your car insurance company. It is extra cover for newer vehicles. Mechanical breakdown insurance covers breakdowns and repairs not covered by your manufacturer’s guarantee.
But not every vehicle qualifies for mechanical breakdown insurance. Older vehicles and cars with pre-existing conditions are not eligible for this type of cover.
For flexibility, vehicle owners of high-mileage vehicles and cars out of a factory warranty usually find extended cover a better option.
By comparing quotes online, you can get a fair idea of what costs you will incur for an extended warranty. Comparing on Chaiz.com will give you quotes from thousands of providers. All this within seconds.
Because all Chaiz partners are vetted drivers, you can get peace of mind knowing they are investing in transparent and uncomplicated coverage.
Some plans offer perks, while others offer fully comprehensive coverage for a couple more dollars.
Chaiz is the other half of saving big, protecting vehicles against high repair costs.
Chaiz was created to solve problems in the extended warranty industry. Confusion, high-pressure sales maneuvers, and a lack of transparency have given the extended warranty sector a poor reputation. Until now.
The Chaiz mission is uncomplicated and transparent. Consumers can save money and avoid unpleasant repair costs with the right cover.
Consumers have full control over the buying process from beginning to end. The Chaiz marketplace has transformed an old-fashioned industry by helping Americans make smart choices
Chaiz offers a plethora of comparative plans on one platform. Consumers get quotes from thousands of service providers in minutes. All this without divulging personal information.
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A vehicle service contract (or extended warranty) offers coverage plans for certain repairs and services. These plans usually start once a manufacturer’s warranty expires.
An extended warranty offers continued protection for your car’s most essential components, and unlike the original factory warranty, you can purchase it at any time.
The type of vehicle service contract you invest in will determine what’s covered. No two providers are the same, and neither are any two plans identical.
Extended coverage plans fall into two broad categories: bumper-to-bumper coverage or Powertrain plans.
Although these are some of the common systems and components covered by your bumper-to-bumper warranty, there could be other exclusions.
Bumper-to-bumper plans don’t cover routine maintenance. These usually include tire rotation, wiper blades, oil changes, and other common maintenance items.
Avoid disappointment by reading the contract from beginning to end. Understanding the fine print will help you avoid any surprises in the long run.
A reputable service provider is transparent with clear and concise information.
But this depends on what the service provider offers and what the Powertrain plan includes. Most Powertrain options differ from one another.
Not all extended warranties are equal. Some plans offer exclusive, tailored coverage of mechanical and electrical systems to suit your unique requirements.
Shopping for the plan best suited to your unique needs is a smart move when looking for the right cover just for you.
Compare plans on one marketplace to get the best quote and the best coverage.
Repair costs continue to rise as the cost of parts and labor continues to escalate. An extended warranty locks in your repair costs at present-day rates, protecting you from future price increases.
As vehicles become more complex and repairs more expensive, a vehicle service contract is the perfect solution.
As inflation fluctuates and tariffs become an increasing daily concern for the motor industry, getting cover at present-day rates will save money in the long term.
Compare insurance quotes online using The Zebra’s Platform. Get insurance quotes from a plethora of insurance service providers to find the best coverage for your motor vehicle.
Because life happens to everyone, it’s wise to have enough cover when involved in an accident or cause damage or injuries to third parties.
Whether damages are caused by inclement weather, your vehicle is stolen, or damage is due to fire, insurance provides a safety net.
Car insurance differs from a vehicle service contract (extended warranty) because it does not cover mechanical and system repairs.
A car insurance policy could cover more than damages incurred to your vehicle. Other events car insurance typically covers include:
Your car insurance cover offers liability cover: Should a third party incur injuries resulting from an accident caused by you, liability insurance covers medical bills or damages to a third party’s property (their car, or home).
Car insurance covers collision damage. If you damage your car in an accident, your insurance covers the costs. It is advisable to read the fine print regarding the repair facility you are permitted to use for repairs. This is important for repairs or towing purposes.
Comprehensive coverage is the best option: Comprehensive coverage offered by your car insurance takes first prize if car owners can afford this option. Comprehensive car insurance will replace a vehicle when damaged entirely by fire, theft, falling objects, or vandalism.
Car insurance is important when another party is underinsured or uninsured: If a third party causes damage to your car or incurs injuries or costs, your car insurance might help to cover the balance and fill the financial gap.
PIP or personal injury protection: We also refer to this cover as no-fault insurance. No-fault insurance can pay your medical bills if you’re injured in a collision. Take note, though, that not all states in the US offer this insurance option.
Medical payments coverage: This coverage takes care of injuries to passengers traveling in your vehicle resulting from a vehicle accident. Medical payments coverage takes care of medical expenses.
For that extra layer of protection, shop around for an insurance plan or an extended warranty offering 24/7 roadside assistance.
Discover whether your insurance or warranty covers towing your vehicle if you break down or if you need a battery charge.
Roadside assistance is also offered on an “as you need it” basis. You might get assistance through membership programs or as part of a house and car coverage option.
Don’t stop at getting car insurance cover. Discover whether your car insurance policy covers your home or household items in a combination policy. You could qualify for a “two for the price of one”. Chances are, combining coverage options could save you money.
A deductible is the amount you pay out of your pocket when filing for a claim.
You don’t have to settle for the deductible offered when taking out an insurance policy. You can negotiate to pay a higher or a lower deductible.
A deductible can be an annual amount you pay, or it can be part of your monthly premiums.
Insurance and extended warranty companies use deductibles to share financial risks. It is an undertaking by clients, and as it is part of your financial responsibility, it can affect premiums.
Selecting to pay a higher deductible could lower your monthly premiums because of higher financial risk to you. If you go for a lower deductible or waive a deductible entirely, your car insurance will be higher every month.
Higher or lower deductibles. This all depends on your financial situation and preference. It depends on the age and mileage your car has clocked up.
Each deductible and situation is vastly different and individual; therefore, comparing costs and coverage options is the best option.
Did you know? You can cut total vehicle costs by 60%. Build your own protection stack in under ten minutes by comparing online quotes. Get a free warranty quote from Chaiz and an insurance quote from The Zebra today!
Slash auto and repair costs with real 2025 price data, expert tips, and savings combos from Chaiz.
