Can You Really Buy Car Warranties Without a Dealer? Uncovering the Truth
The advantages of investing in a vehicle service contract beyond the dealership are many. With so many attractive options available, buying a warranty from third-party providers online looks promising!
Extended warranty service providers offer vehicle owners superior coverage and added benefits. Often more so than aftermarket warranties from a dealership.
Comparing quotes online and finding the one best suited for your needs is easy. Shop online and get cover immediately from America’s top providers.
Save Money & Get Superior Coverage When Buying Outside Dealerships
Buying a vehicle service contract outside a dealership presents more flexible options at better prices. Online shopping on a simple platform makes buying coverage easy. You can find more information here. Save money long-term and tailor plans to suit your needs.
Compare quotes easily and buy cover online without the cumbersome process of in-person buying.
Instead of accepting the limits of a dealership’s service contracts, you have so many options. You can customize your vehicle service contract for a new car or franchised products to suit your individual requirements.
How to Get Unsurpassed Cover with Third Party Plans
The most obvious place to get an extended warranty is through a dealership, right? But did you know there are many ways to get a vehicle service contract independently? You can do everything from your armchair.
Listed below are three reasons to source cover from a third-party service provider:
1. Compare Plans Online for the Best Outcome
- Buying from an independent third-party service provider gives you multiple options. Compare thousands of warranty plans from the Chaiz marketplace just for you! All this within seconds without disclosing personal information. And all it takes is a couple of clicks to get you the information you need.
- When buying coverage from a dealership, coverage plans are restrictive. You don’t have many options and plans to choose from. Plus, dealerships rarely tailor plans for individual coverage.
- Choosing coverage from a third-party provider lets you select a company you like within your budget. By comparing apples with apples, you get a clear overview of what’s best.
- Buying a vehicle service contract from a third-party provider lets you choose coverage for key parts. Or you can select a full plan for major repairs. There is a plan for every car.
- Buying a car warranty from a third-party could include the company or dealership you are dealing with.
- Selecting cover for specific components gets you exactly what you need.
- It’s all about choice and flexibility. Get both when selecting your plan, provider, and what you can afford.
2. How To Get More Benefits with Third-Party Cover
- Save substantially with vehicle service contracts. Extended warranties included in car deals often come with an inflated price tag. Independent vehicle service contracts are usually cheaper than dealership warranties
- Third-party service providers offer lower upfront vehicle service contract costs.
- A car warranty comparison highlights affordability. Choose affordable monthly plans and a range of payment options.
- Car owners who buy a car warranty without a dealer can save money in the long-term.
- Shop for all these benefits easily from your armchair, online. Shopping car warranties have never been easier!
3. Aftermarket Car Warranties Are a Powerful Selling Point
- The ability to transfer a warranty when selling a car is a powerful selling point. This is a tremendous advantage over buying a car without a vehicle service contract or factory warranty.
- You can raise your car's resale value substantially with a warranty. A warranty can attract buyers who like the idea of extra protection.
The Truth About Third-Party Coverage Plans - Why They're Worth It
- To buy, or not to buy an extended warranty from a third-party provider? This is the first decision car owners need to make.
- Buying a warranty from the dealership is both familiar and convenient. But is a dealership plan the best coverage for you? Stepping out of one’s comfort zone could prove helpful.
- Buying a car from a dealer without a warranty is not all bad. Getting cover from a third-party provider will give you flexibility.
- Stepping out of one’s comfort zone might feel unfamiliar. In the long-term, it could be the best thing you ever did.
Buying Peace of Mind is a Monumental Draw-card
Buying a vehicle service contract gives one peace of mind. Knowing your car is safe from out-of-pocket expenses is both comforting and wise.
Source plans from the best service providers online. You can compare quotes from several service providers and get the best options suited to your needs. This could be the best decision you will ever make regarding your wheels.
Costly repairs and breakdowns can sink any budget. Think about getting the right coverage. A warranty protects you from costly repairs you didn't budget for.
Cars are expensive to fix. Especially the new kind with technologically advanced components and systems. Protecting yourself from major repairs once your factory warranty expires is imperative. Expensive repairs like the transmission and engine can soon add up.
It’s time to ditch the worry and enjoy getting behind the wheel. Investing in third-party warranty might be the best thing you ever did for a worry-free ride.
Is a VSC Worth the Money? How Reliable Are Your Wheels?
Future repair costs and vehicle reliability. These are two crucial deciding factors when buying an extended warranty. Older cars with a poor mechanical history are two important reasons for getting cover.
Car owners who want to keep their vehicles long-term will benefit from aftermarket car warranties.
Many plans offer perks like roadside assistance, rental car reimbursement, and towing. If these are perks you like, seek a plan that will give you these and more.
Frequently Asked Questions About Buying Warranties Without a Dealer
Q. Can I buy a vehicle service contract after purchasing my car?
A. Certain dealerships offer extended warranties at the point of sale or when you sign a lease. You can buy a VSC at any time.
Before committing, ensure you read the fine print and know exactly what components are covered.
Q. What will a vehicle service contract cover?
A. Typically, your vehicle service contract will repair and replace covered parts when your car breaks down. An extended warranty (vehicle service contract) offers coverage for vehicles when the factory warranty expires. Plans differ depending on the cover you choose.
The most basic plans usually include cover for the transmission, engine, electrical systems, amongst others.
Q. Can I sell my car with a warranty? Are warranties transferable?
A. Not every warranty plan is transferable. Always check the fine print. Some warranties are transferable to the new vehicle owner.
Q.What about cancelations of a warranty? Is there a cooling-off period?
A. Depending on the extended warranty provider, there is a cooling-off period of 30 to 60 days. Once again, the fine print will spell out whether you can cancel a warranty if you change your mind.
Canceling your contract after the cooling-off period depends on the plan and provider. Note the terms and conditions or fees payable for cancelations.
Q. Is filing for a claim complicated?
A. Filing a claim is straightforward. Contact the customer care department of your provider for assistance. You might have to submit relevant documents about the repair. Many extended warranty companies allow you to choose your own repair shop. Provided it is an authorized service provider.
Dealership Warranties vs Aftermarket Car Warranties (Vehicle Service Contracts)
In the car warranty comparison table below, we outline two options when buying cover:
| Car Warranties from Dealership | Third-Party Warranty Providers (Buy Car Warranty Without a Dealer) |
- Extended warranty plans bought at dealerships usually only permit repairs at the brand’s repair shop/shops.
- Plans from car manufacturers and dealership plans are usually restrictive.
- Customers buy dealership warranties at the dealership.
- Dealerships usually insist on the use of original components (OEM) - original equipment manufacturer.
- Dealerships will charge you more interest if you finance a plan with your auto loan. This will cost more long-term. You will pay interest for both the car and warranty.
| - Many aftermarket warranty service providers permit repairs at any authorized repair shop the customer chooses. A license from the National Institute for Automotive Service Excellence (ASEⓇ) is required for the mechanic or repair shop.
- Wide range of coverage and payment/term options from third-party warranty providers. For older cars or cars with high mileage, a third-party vehicle service contract provider is a better option.
- Easy online transaction. Compare and buy vehicle protection plans from a marketplace like Chaiz to get the best deals and tailored coverage.
- Some coverage options permit generic parts.
- No interest is payable on your vehicle service contract.
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Revealing the Disadvantages of Vehicle Service Contracts
Warranties from third-party service providers offer customers the best deals and coverage options. But there are some disadvantages, too. Many have limits, yet others don’t cover high-mileage cars.
This list highlights some disadvantages of vehicle service contracts:
How useful is your vehicle service contract? Is this an unnecessary expense?
- Vehicle service contracts play a pivotal role in protecting consumers from expensive car repairs. But what happens if your car never breaks down and you never use your coverage?
- For example, if you are paying a monthly premium of $60, this tallies up to $720 annually.
- Coverage plans are potentially a wonderful investment when faced with expensive repairs. Repairs like replacing the transmission or engine are expensive.
- Ask yourself whether you need coverage if your car seldom needs a repair and is a reliable ride.
- You would have to weigh up the pros and cons of whether you need cover.
Waiting periods of 30 days and more
- Most plans have waiting periods. Typically, waiting periods are from 30 days or 1,000 miles.
- Coverage is usually a 30-day money-back guarantee.
- Consumers can change their minds if they feel this is not the right plan for them.
A deductible and other amounts are payable by you
- With so many levels of protection and so many plans to choose from, consumers can choose to pay what they can afford. Deductibles vary substantially according to the level of coverage and choice of provider and plan.
- Some plans allow you to pay a higher deductible, but a lower monthly amount. Ensure you have enough savings to pay the deductible amount should you need a big repair.
- Some deductibles will charge for each visit. Other plans charge per repair. The plan pays for each repaired part. Even if the repairs happen on the same day. Be sure to know what deductible amounts you are liable for.
- Find out whether there are any other fees associated with the activation of your vehicle service contract.
Your plan will have exclusions. Be sure to know what they are
- Vehicle service contracts have limits and exclusions. Knowing what the finer details are will help avoid unpleasant surprises.
- Transparency is key when purchasing an extended warranty. A reputable service provider will highlight all exclusions in their contract.
- Be sure to know what you are paying for, which components are covered, and that you are familiar with any limitations.
- You will also need to know the payment terms and deductible amounts.
- For example, you will pay your first installment of $100 for a VSC through Chaiz. This is the monthly amount you will pay for cover. Should you cancel your contract within 30 days, you get a full refund of $100 paid back to you.
- Either pay a monthly installment or you can pay once and save 20%. Compare quotes online from thousands of service providers and save on the Chaiz marketplace!
Where to Look for the Best Deals With 3rd Parties
Comparing quotes from thousands of service providers online will give you a fair idea of what cover you will get. Remember to compare customer reviews and what ratings each has.
Know what the fine print and money-back guarantee policies are. Ensure you know these finer details before you commit to a policy. These are important points if you decide to get a refund and the plan is not the right fit for you.
Extended warranty service providers do not cover wear and tear or maintenance of your vehicle. But they provide peace of mind and can save you money on big repairs.
You can buy a car warranty without a dealer. Easily, and online. Do your homework to find the best option for you. Your vehicle service provider is an excellent investment if you plan to drive your car for many years.
