What is Exclusionary Coverage?
“Exclusionary coverage” is also known as a bumper-to-bumper extended warranty or comprehensive warranty. An extended warranty is an extension on the original warranty of the vehicle that can be purchased from the vehicle manufacturer, while a Vehicle Service Contract is a coverage plan that covers you in the event of a mechanical breakdown and can be purchased from a third-party provider. Though these terms are often used interchangeably, they do have slightly different meanings. Exclusionary coverage is more comprehensive and more expensive than a powertrain or powertrain plus plan. An exclusionary level of coverage is optimal when you cover long distances in your car throughout the year which gives your car a higher mileage.
We will look deeper into what exactly exclusionary coverage covers and the benefits of buying an exclusionary coverage plan, best coverage, from Chaiz offered to you by top third-party vehicle service contract providers.
Total Exclusionary Coverage
You may ask, what is exclusionary coverage? Exclusionary coverage is when you have full exclusionary coverage which is the best coverage you can get for your car.
Normally, exclusionary coverage covers repairs necessary due to mechanical failure of:
- The engine
- The transmission as well as the transfer case
- The differential assembly
- The drive axle
- The seals and gaskets
- The steering
- The electrical components
- The air conditioning
- The brakes
- The front and back suspension
- The fuel delivery system
- The cooling system
Investing in exclusionary coverage is a good idea. If you run into mechanical issues in your car, most components will be covered with an exclusionary warranty. You won’t have to personally cover the vehicle repair bills by yourself, which means you will save, sometimes, thousands of dollars on repairs.
Exclusionary Coverage Through Chaiz
If your factory warranty is due to come to an end, it is a good time to invest in an exclusionary coverage plan. We would like to use the example of a Volvo XC90, year 2017 with 50,400 miles on the odometer. If you input these details onto the Chaiz search tool it will bring up the top coverage options from third-party providers for this car. We will be focusing on the exclusionary type options. For this vehicle you will be looking at between $110 and $221 per month for the best coverage option. Through Chaiz you can view multiple plans at one time as we offer the most comprehensive comparison site for vehicle service contracts.
The Various Third-party Providers’ Offerings
If you use the example of a Volvo XC90, year 2017 with 50,400 miles on the odometer and insert these details on the search tool on Chaiz you can compare third-party warranty provider quotes within seconds.
Service contract offers a best coverage option listed as Level 3 for $110 and Level 4 for $131 per month for the above example. This covers your car for 3 years or 50,000 miles, whichever comes first.
CAPS offers a best coverage option listed as Golden for $193 and Platinum for $221 per month covering the car for 3 years or 42,000 miles, whichever comes first.
Omega offers a best coverage option listed as Exclusionary for $80 and Stated for $120 per month. This covers your car for 3 years or 60,000 miles whichever comes first.
All plans have a deductible of $100 and come with great perks.
The Benefits of Buying an Exclusionary Coverage Plan
Overall, it can be said that investing in a third-party exclusionary coverage extended warranty or Vehicle Service Contract is a good idea. There are additional perks that come with an exclusionary coverage plan through Chaiz. These are fuel delivery, roadside assistance and a tire changing service. If your vehicle breaks down more than 100 miles from your house, your accommodation costs will be covered by your exclusionary plan.
These perks can come in very handy when you are traveling on the open road in your car. Input your car’s details on the Chaiz platform search tool today and find your favorite exclusionary plan.